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PIP Insurance Guide

Guide to Florida PIP Insurance

Here is a summary of the items in this folder:

Florida’s No-Fault Law

A brief summary of what Florida’s PIP law does.

Who does PIP Insurance cover?

This section addresses who is required to purchase PIP insurance and whose PIP insurance policy covers whom.

Coverage Exceptions

People who are not eligible for PIP coverage are listed in this section.

Coverage Exclusions

PIP insurance company may exclude certain persons from receiving PIP benefits. This section describes whom may be excluded.

PIP Insurance Benefits

Describes the minimum policy limit for PIP coverage, what losses and expenses PIP covers, and the percentage of expenses covered.

Payment of PIP Benefits

Describes when PIP benefits become payable and requirement to give written notice to the PIP carrier.

Billing the PIP Carrier for Medical Treatment

Some PIP benefits may not be paid unless certain completed forms are provided to the PIP carrier and unless the PIP carrier is billed within a certain period of time. This section outlines those rules.

Optional Deductibles and Limitations

This section discusses how PIP deductibles are applied and possibility for recovering deductible from negligent party.

Coordination of Benefits

A brief note on how PIP coverage payments are coordinated when other insurance coverage is also applicable.

Resolving Disputes Regarding PIP Benefits

A note on your right to mediation prior to a PIP lawsuit, in the event of a dispute with the insurance company.

Guide to Florida PIP Insurance

Here is a summary of the items in this folder:

Florida’s No-Fault Law

A brief summary of what Florida’s PIP law does.

Who does PIP Insurance cover?

This section addresses who is required to purchase PIP insurance and whose PIP insurance policy covers whom.

Coverage Exceptions

People who are not eligible for PIP coverage are listed in this section.

Coverage Exclusions

PIP insurance company may exclude certain persons from receiving PIP benefits. This section describes whom may be excluded.

PIP Insurance Benefits

Describes the minimum policy limit for PIP coverage, what losses and expenses PIP covers, and the percentage of expenses covered.

Payment of PIP Benefits

Describes when PIP benefits become payable and requirement to give written notice to the PIP carrier.

Billing the PIP Carrier for Medical Treatment

Some PIP benefits may not be paid unless certain completed forms are provided to the PIP carrier and unless the PIP carrier is billed within a certain period of time. This section outlines those rules.

Optional Deductibles and Limitations

This section discusses how PIP deductibles are applied and possibility for recovering deductible from negligent party.

Coordination of Benefits

A brief note on how PIP coverage payments are coordinated when other insurance coverage is also applicable.

Resolving Disputes Regarding PIP Benefits

A note on your right to mediation prior to a PIP lawsuit, in the event of a dispute with the insurance company.

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